home loan types, Illinois IL
Missouri (MO)
Montana (MT)
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home loan types, Illinois IL |
Mississippi (MS) Missouri (MO) Montana (MT) |
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Alabama
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Nebraska
(NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York (NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Carolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) |
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home loan types - Illinois IL: Loans & Mortgages :: Refinancing :: Bad credit loans :: First time buyers home loans :: Advice on the best loan for you :: Mortgage advisor. Correct any inaccuracies in your credit record before you apply for a mortgage loan. The process can take up to 30 days, so reviewing your records well in advance of applying for a mortgage is also important. We offer an exceptional Menu of Loan Programs to borrowers with good credit histories who wish not to document their incomes. The income is stated but not verified, and this program is ideal for self-employed borrowers with complicated tax returns and financial statements. Salaried and retired borrowers are also eligible.Below is a sample of one section of a rate sheet for thirty-year fixed rate loans. Rate Cost . . . 6.250% 2.000 6.375% 1.500 6.500% 1.000 6.625% 0.500 6.750% 0.000 6.875% (.500) 7.000% (1.000) 7.125% (1.500) 7.250% (1.875) 7.375% (2.125) 7.500% (2.375) The rate sheet shows the interest rate and the cost to the loan officer, expressed in points. One point is equal to one percent of the loan. Rental properties If you derive income from rental properties, you will need copies of current lease agreements for each rental property that you own. |
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