refinancing home loans, Connecticut CT
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refinancing home loans, Connecticut CT |
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refinancing home loans - Connecticut CT: Loans & Mortgages :: Refinancing :: Bad credit loans :: First time buyers home loans :: Advice on the best loan for you :: Mortgage advisor. Most often a Realtor will direct you to a specific loan officer who has demonstrated a track record of service and reliability -- or a loan officer who works for a lender affiliated with their real estate office. Home equity loan (also known as a second):One private company has also designed and offers its own proprietary reverse mortgage product. Financial Freedom Senior Funding Corporation, based in Irvine, CA, offers directly and through correspondent lenders a product called the Financial Freedom Plan. A jumbo reverse mortgage, it is available in larger sizes than possible under the Fannie Mae or HUD programs. The Financial Freedom Plan is only available in a limited number of states. As of mid-1999, The Financial Freedom Plan was available in six states (Arizona, California, Colorado, Nevada, Oregon, Utah, and Washington), but is expected to be extended to other states. Is there a prepayment penalty on the loan? Ask about the duration of any penalty period and how the fee would be calculated. This is important if you think you will sell your home before the mortgage is paid off, which most homeowners do. Shop around for a mortgage Get mortgage quotes from at least three companies before deciding. |
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